Are you a fiduciary?

Yes, as a fee-only Registered Investment Advisor, OFP acts as a fiduciary to our clients in all aspects of our relationship.

How does OFP get paid?

OFP is paid exclusively by our clients. We are “fee-only” meaning that we receive no commissions from financial companies based on our recommendations.

What are OFP's fees?

Comprehensive Financial Planning is offered for a fee based on the value of a client’s assets managed by OFP. The minimum fee is $3,000 per year. There is a separate up-front fee of $1,000 to start the financial planning process.

I don’t want financial planning. Can OFP still help me with my investments?

Typically, no. We may take on clients to solely manage their investments where there is a unique circumstance but this is not our primary business.

I can’t afford Comprehensive Financial Planning. Can you still help me?
OFP also offers financial planning on an hourly basis for $225/hour which is an option if Comprehensive Financial Planning isn’t a good value for you at this time.

Can you help me with my taxes?

OFP does not prepare tax returns for clients and is not an accounting firm. However, we will review a tax return as part of the financial planning process and include tax considerations in our financial planning advice.

I have another question.

Send Patrick an email at portman@ortmanfinancial.com and ask away. We look forward to hearing from you.